Financing

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The federal government provides up to $30,000 in financing at a rate of 4.99% with no points!

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The BeSMART Home Loan Program provides financing to improve the efficiency and comfort of your home.

Who is eligible?

Maryland homeowners who meet the following eligibility standards:

  • Credit score of 640 or greater
  • Debt-to-income ratio that does not exceed 50%

The BeSMART loan is an unsecured loan based on verification of credit and ability to pay.

What are the requirements?

  • Submission of an application with all required income documentation
  • A certified energy audit completed by a Building Performance Institute (BPI) certified Auditor
  • Significant energy savings opportunities: audit identifies potential to save at least 15%

How do I get a BeSMART Home Loan?

  1. Submit an application: BeSMART Home application and financial documentation; Certified energy audit; Scope of work, contractor estimates, ENERGY STARĀ® equipment specifications
  2. Get approved.
  3. Complete your project: The project kicks off with an initial draw of funds to start work.
  4. Get a final inspection: A DHCD Quality Assurance Inspector will confirm work has been completed to specifications. A final draw can be made.

How do I find an auditor?

Changing Maryland
  • Check the list of BeSMART contractors on the program website
  • Check your local utility websites for lists of qualified auditors
  • Check with your local utility for Home Performance with Energy Star audit rebate programs

Looking for a price? Get a no cost, no obligation free estimate.

our service area

We serve the following areas

Our Locations:

Superior Energy Solutions
8902 Cowenton Ave
Perry Hall, MD 21128
1-410-343-4933
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